MIDFLORIDA Credit Union
#43 largest US credit union · Lakeland, FL · size & membership facts
MIDFLORIDA Credit Union is the #43 largest of the 50 US credit unions in this directory, with about $8.0B in assets and roughly 470,000 members, headquartered in Lakeland, FL. Its field of membership: Central and South Florida residents. Deposits are federally insured up to $250,000 per member by the NCUSIF. We show size and membership facts, not rates (the NCUA does not publish per-credit-union rates). General information, not financial advice.
Source: NCUA Quarterly Credit Union Data (5300 Call Report) and credit-union public reporting. Data as of early 2026.
About MIDFLORIDA Credit Union
| Fact | Detail |
|---|---|
| Total assets | $8.0B |
| Members | 470,000 (470K) |
| Headquarters | Lakeland, FL |
| Who can join (field of membership) | Central and South Florida residents |
| Rank by assets | #43 of 50 largest |
| Federal share insurance | Up to $250,000 per member (NCUSIF) |
Source: NCUA Quarterly Credit Union Data (5300 Call Report) and credit-union public reporting. Data as of early 2026.
Want current savings, CD or loan rates from MIDFLORIDA Credit Union? We do not publish them because the NCUA does not release per-credit-union rates - find MIDFLORIDA Credit Union's official website to check live rates. To see how credit unions compare with banks on average, use our rate tables and calculator.
Nearby in the rankings
- Bellco Credit Union - $8.5B, 380K members
- MSU Federal Credit Union - $8.1B, 370K members
- Members 1st Federal Credit Union - $8.0B, 600K members
- Redstone Federal Credit Union - $7.8B, 810K members
Frequently asked questions
How big is MIDFLORIDA Credit Union?
MIDFLORIDA Credit Union holds about $8.0B in assets and serves roughly 470,000 members, ranking #43 of the 50 largest US credit unions in this directory. It is headquartered in Lakeland, FL.
Who can join MIDFLORIDA Credit Union?
MIDFLORIDA Credit Union's field of membership is: Central and South Florida residents. Credit unions can only serve people within their charter, though many large ones offer an easy open path. Confirm eligibility on the credit union's official website.
Are deposits at MIDFLORIDA Credit Union insured?
Deposits at federally insured credit unions are protected by the NCUA Share Insurance Fund up to $250,000 per member, per ownership category - the same limit as FDIC insurance at banks, and backed by the full faith and credit of the United States.
What savings and loan rates does MIDFLORIDA Credit Union offer?
We do not publish per-credit-union rates because the NCUA does not release them and we never guess. Check MIDFLORIDA Credit Union's official website for current rates, and use our credit-union-vs-bank average tables to see how credit unions generally compare.
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Sources & accuracy
Size and membership facts from NCUA Quarterly Credit Union Data (5300 Call Report) and credit-union public reporting and MIDFLORIDA Credit Union's public reporting; insurance from the NCUA Share Insurance Fund (NCUSIF). Assets are approximate and rounded. Data as of early 2026. General information, not financial advice or an endorsement. Verify with the credit union. See methodology and disclaimer.
Last updated: 2026-06-22